Retiree Health Benefits at Yale Health

Yale offers retiree medical plans for those who meet benefits eligibility when they retire, refer to the Retiree Health page on It’s Your Yale.

Retirees and their spouses under age 65 at the time of retirement may continue to participate in Yale Health. Benefits remain the same as when you are actively employed and you are still members.

Retirees and their spouses over the age of 65 at the time of retirement must enroll in Medicare Part A and B. The University provides a subsidy toward a Medicare Supplement (currently with The Hartford Life Insurance Co and Aetna for prescriptions and a Yale Retiree Major Medical Plan), or a Medicare Advantage plan with UnitedHeathcare. Retirees who elect the Medicare Supplement will have unlimited choice of providers, including continuing primary care at Yale Health. (Retirees who elect the Medicare Advantage plan cannot access care at Yale Health.) The Medicare Supplement covers the Medicare deductible and co-pays amounts.

Retirees over age 65 are no longer members of Yale Health and are designated as Medicare Patients.

The Yale Health Pharmacy participates in the Medicare Supplement prescription coverage administered by Aetna. This plan is considered a Medicare D plan. You may not enroll in another Medicare D plan.

Claims for services received at Yale Health will be submitted to Medicare and the Supplemental Insurance. Services not covered by Medicare or the Yale Retiree Major Medical Plan will be billed to the patient.

To schedule a consultation with an Employee Services representative you may contact them by phone at 203-432-5552 or send an e-mail to